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529计划：教育储蓄的最佳方法
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发表评论 评论 (8 个评论)
- 回复 白露为霜
- 529计划对富人和中产阶级比较有用。但不管穷人还是富人都应该给孩子教育存钱，特别是穷人，这是改变家庭命运的重要途径。
小月: 以奥巴马为范本，向天下父母的教育规划出谋划策。不管实际上有些父母就是穷，但总该为孩子留下什么，教育经费的付出绝对重要，哪怕是极微小的贡献。
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- 回复 白露为霜
- It is true that 529 is less useful for low income families, however, they also need to save money of kid's education. Not all universities can afford to give need-based scholarship in form of grant (don't need to pay back). What if the kid can not get into the schools like Harvard, Priceton, MIT which can provide generous package. Sometines, financial aid is just a loan package which you still need to pay back, plus intersts. It is always better to save for kids than not to in my opinion.
Chen2006: 529 saving is Not good for family income less than $60,000/yr. Because more saving means colleges will give less scholarship $. For example, MIT gives ...
- 回复 Chen2006
- 529 saving is Not good for family income less than $60,000/yr. Because more saving means colleges will give less scholarship $. For example, MIT gives full scholarship to students whose family income is less than &75,000.
